Getting in a fender bender can be so frustrating, especially if you don’t know what to do next. But don’t worry; it’s more common than you think. With the right information, you’ll be back on the road in no time!
While it’s no fun or easy, there are necessary steps to take after a fender bender accident. From sorting out necessary information to dealing with insurance, it’s a whole lot!
But you’re in luck, as we’ll be explaining everything and anything you’ll need to know. In this article, we’ll walk you through the steps to care for yourself and your vehicle while protecting your finances. We’ll also go over what to do on the scene. Also sorting out insurance claims and what to expect in the days that follow.
What to Do After a Fender Bender?
There’s honestly no escaping car accidents, especially in the US. According to Forbes, there were 42,514 fatal car accidents and another 1,664,598 crashes that resulted in injuries. While 4,226,677 caused property damage, now that’s a lot.
Somehow, you’ve found yourself amongst these stats and that’s okay. Now, all you should worry about are certain measures that’ll help you avoid unnecessary stress, financial losses, and legal problems.
By following these steps, you’ll effectively handle the situation with so much ease. You will also be able to get back to your normal routine in no time.
Here are some actions you’ll need to take after a fender bender:
1. Contact Law Enforcement
If you get into a fender bender, you must contact the cops! While it might sound so serious, it is so important to do so, and here’s why:
⦁ Generate an official accident report, which will be required for insurance policies and legal protection.
⦁ Get quick assistance for anyone who has been injured.
⦁ Help control the scene to prevent more mishaps.
Always wait until the cops come before leaving the scene. This helps to protect your rights and interests. It is better to be safe than sorry!
2. Exchange Information
After being in a vehicle collision, it might not cross anyone’s mind to exchange information. But, it is an important procedure to follow, especially when it comes to processing claims and protecting your rights. You’ll also need to get their:
⦁ Full name and contact information.
⦁ Insurance company and policy number.
⦁ Driver’s license and license plate numbers
It’s also important that you don’t get into an argument or go into detail about the accident. Instead, concentrate on getting the facts.
Also, if possible, try to get contact information from the witnesses. This information allows your insurance company to have a detailed picture of what happened, which speeds up the claims process.
3. Document the Scene
Taking notes and pictures after a fender bender is really important! This information is actual proof of the accident. It shows the cars involved, the damage done from several angles and most importantly, the license plates.
Documenting important details, like the location of the incident, will help paint a clearer picture of what went down. While this might sound tasking, it is crucial for insurance claims and any legal stuff that might pop up later.
⦁ Notify Your Insurance Company
Even if you believe the other driver was at fault, you must always inform your insurance company. Also, you must file a claim within 30 days after the collision as soon as possible.
Additionally, ensure you hand over the police report as proof of what happened. By doing so, your insurer can assist you in repairing your vehicle and sorting out any difficulties.
Reporting the accident right away protects you in case the other driver’s insurer comes knocking on your company’s door.
What’s Next?
Following these steps after a fender bender promises a smooth process and allows you to get back on the road.
