It really is frightening to be involved in a hit and run accident, and even more so when the other driver speeds off without stopping. If you survived a hit-and-run accident, you might be unsure, confused, and shocked about what to do next. In such a scenario, staying calm and making the best choices are important. People often make mistakes following an accident, which can complicate matters.
Here Are Mistakes You Should Avoid.
Chasing After the Other Driver
Your first reaction might be to follow the driver who struck you. But this is dangerous. You could risk a confrontation or another accident with the other driver. Instead of chasing them, try to recall the car’s model and license plate number.
Not Calling the Police Right Away After a Hit and Run Accident
Some people are hesitant to call the police following a hit and run accident. They might think it is not serious and want to handle it themselves. However, reporting the accident as quickly as possible is essential. The police can track the driver down, and an official report will support your insurance claim.
Forgetting to Collect Evidence
You might be shaken up following the accident and forget to collect evidence. But this is crucial information. Photograph your vehicle’s damage, the accident scene, and any skid marks or debris. If there were witnesses, obtain their contact information. Surveillance cameras nearby might have captured the incident; check with businesses or homes for footage.
Not Seeking Medical Attention After a Hit and Run Accident
Even if you feel okay, you should still visit a doctor after an accident. Some injuries, like internal damage or whiplash, do not show symptoms immediately. If you delay getting treatment, insurance companies might question your injury claim. See a doctor right away.
Delaying the Insurance Claim
Many people wait too long before contacting their insurance company. They might think they need more time to gather information or simply hope the damage isn’t severe. But reporting the accident early speeds up claims. Some insurance companies also have deadlines for filing claims; don’t delay.
Not Checking for Uninsured Motorist Coverage
People often don’t realize they might have uninsured motorist coverage included in their policy. This coverage pays for damages if the at-fault driver is not found. For questions regarding your policy, contact your insurer to review your coverage.
Talking Too Much About the Hit and Run Accident
People talk about the accident to family and friends – or even on social media. However, be careful what you say. Insurance companies might check your social media profiles, and anything you post can be used against you. Keep details of the accident private and inform only your lawyer, insurance company, and the police.
Accepting a Low Settlement Offer Too Soon
When the other driver is found, their insurer may try to make a quick settlement with a low offer. You might feel compelled to accept it if you need cash for medical bills or car repairs. But before you accept anything, consult a lawyer or consider your options. A rushed decision could mean you get less than you deserve.
Not Seeking Legal Advice After a Hit and Run Accident
Many hit-and-run victims don’t think they need a lawyer. But a lawyer can explain your rights, negotiate with insurers, and help locate the at-fault driver. If you have any doubts about anything related to your accident, you should consult a legal expert.
Neglecting Your Mental Health
An accident like a hit-and-run can be traumatic. You might be nervous, stressed, or afraid to drive again. Don’t ignore these feelings. If you’re struggling emotionally, talk to family and friends or a professional counselor. Taking care of your mental health is as important as healing your physical injuries.
Final Thoughts
It’s tough to recover from a hit-and-run accident, but avoiding these mistakes can simplify your life. Stay calm, collect evidence, report the accident, and take care of yourself. Seek legal and medical advice as needed. Making the right choices can protect your rights and facilitate recovery.
Always remember: Your safety is paramount. Stay alert and drive safely!
